Meaning of sandarbh havala in english
Interpreting sandarbh havala - संदर्भ हवाला
As noun :
reference Ex:  The name of the Boston hardcore band Slapshot is an ice hockey reference
Suggested : an act or instance of referring
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sandarbh havala
can be used as noun.. No of characters: 12 including consonants matras.
Transliteration :
sa.ndarbha havaalaa